Tryout with this experiment in mind ( practically ) and find out.
Take a glass beaker and fill it with small pebbles upto the top edge of the beaker.Is there any space left? your answer will be NO.Now you take sand and pour into the beaker upto the top edge of the beaker.Sand fills the spaces between the pebbles.Again the question arises, Is there any space in the beaker?your answer would be NO.Now slowly pour water into the beaker,You will find sand becoming wet.Now one would feel that there is no space at all.But you can take a smll amount of sugar &sprinkle over the wet sand.The sugar gets dissolved in the water.Now you will feel that absolutely there is no space.WE can make this beaker more beatiful by arranging some roses so that it becomes a flower vase.
PEBBLES-denote our routine job related work,for that we need to manage time.
SAND-denotes family works, if we use little intelligence,we can fill it between the pebbles.
WATER-denotes personsl works.
SUGAR-denotes works related to society.
          If we plan properly, we can manage time.
So...........
            Still NO TIME ???